I N S U R A N C E
The insurance industry, in all its low-risk
tolerating glory, has often been hesitant to
protect certain aspects of the business.
Even more important is that if you are
storing your product in a third-party warehouse,
you need to make sure your coverage
includes off-premises coverage. Often,
when the warehouse offers insurance to
you, it is limited in terms of what and how
much it will pay. We’ve seen disaster for
brewers when the third-party warehouse
storing their product had a power failure
and all of their beer froze – and the warehouse
only covered a small part of the loss.
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403.279.7964
www.amjade.com
general@amjade.com
9720 68 Street SE, Calgary, AB T2C 4Z8
• Brewhouse Canadian engineered CSA approved
• Kegs Micromatic / Stackable / Customizable
• Keg filler/washers Canadian engineered
CSA approved
• Tanks Fermenters / Bright tanks / Custom tanks
• Yeast Kegs
• Hop Rockets
• Plant consulting, design and construction
Moving Canadian Craft Forward Since 1997
Don’t get caught in this gap!
Your Investors and Unique People
The talent you leverage plays a direct role
in the success of your product. Carefully
selected investors with an interest in seeing
your product succeed is key to growing
your business – just like the brew master
holds the keys to your business. Attracting
great talent in these spaces means ensuring
that their personal wealth is protected
in the event something goes wrong
and a claim occurs. Directors and officers
insurance protects personal assets against
claims related to the business. And some
key team members should also have extra
coverages like key person insurance, which
ensures that your business could continue
without one of your key people, like the
owner or wine maker.
Host Liquor Liability
If your brewery, winery or distillery comes
with an attached event space, brewpub
or dining area, you need to make sure
you’re also covered. Host liquor liability
is insurance that protects events and the
liability that comes with serving liquor. If
you host third-party events in your space,
you can share that exposure and cost with
the people who rent your space, thus,
extending your good insurance and risk
management practices into better customer
services, best business and profitable
business opportunities. n
Mclean Hallmark Insurance has designed
some of the most comprehensive coverage
available for craft producers in Canada.
Protect Your Craft by regularly reviewing
your coverage and checking for some of
these key pieces and avoid a science fair
project gone wrong. Call to find out more
about how you can work with an insurance
broker to Protect Your Craft and business
for years to come.
SUMMER 2019 § POURED CANADA § 27
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